6 steps to a sustainable Christmas

6 steps to a sustainable Christmas

Just as the Grinch stole Christmas, excess spending can rob us all of yuletide happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitably leads to a blow-out in rubbish bin waste. The Commonwealth Bank of Australia estimates $11 billion is spent on presents each year, including some 20 million unwanted gifts. At the same time, seasonal celebrations boost landfill rubbish by a massive 30 per cent. So, if you want to max out the ho, ho, ho in Christmas this year, think of applying more whoa, whoa, whoa to your spending and consumption ideas. Here are six simple tips Ebenezer Scrooge would be proud of: Ninety per cent of Australians claim to recycle something, sometimes. What better way to do this than to shop for presents in one of Australia’s 2,500 opportunity shops? Forget the old days of chipped crockery and stained used clothing. Op shops are full of trendy, mint condition items and are the perfect place to find something slightly offbeat or unusual for your loved one. Save on postage and reduce needless paper usage by sending clever and original e-Christmas cards. Head online to create your seasonal messages to email to friends and family. Many websites provide free cards, while others offer designer animated versions. Instead of giving a physical gift, give an experience such as tickets to a concert or a voucher to use at a favourite restaurant. Better still, why not gift something special of yourself by offering to cook a meal or provide free babysitting for a family member. Giving an experience rather than a physical gift also means you don’t need to waste precious paper by wrapping the present or spend money on postage getting it to that special someone. If you do give a physical present, think of some clever ways to wrap it, so you’re not adding to the 150,000 km of wrapping paper Australians needlessly use each year – that’s enough paper to circle the equator 4 times. Wrap your gift in a re-usable patterned tea towel or scarf, or better still, invest in some brightly patterned boxes to hold your present that can be recycled from one Christmas to the next. Stop for a moment and look around your home to see what you can re-use and turn into a gift. A great place to start is the garden. Many plants can be easily divided and, in doing so, will create new plants you can pot up in a re-usable pot to give away. Take time to plan your meals this season and, wherever possible, cut down on buying heavily packaged or processed foods. Instead, buy fresh foods that can be eaten without much cooking, re-used as leftovers, or frozen for later consumption. It’s estimated that ninety per cent of Australians discard some 25 per cent of all the food they buy during December – that’s food that has been needlessly produced only to end up in Australia’s landfills. What really matters is remembering how blessed we are to be enjoying the festive season in whatever way we can and being with the people we care about most.   The information provided in this article is general in nature only and does not constitute personal financial advice.

A helping hand for the holidays

A helping hand for the holidays

Summer and the festive season are times we all look forward to, balmy evenings, relaxing holidays and social get-togethers. Like a beacon on the horizon, it provides something to aim for as we work, play and navigate our way through twelve, long months. Our modern world is busier and more stressful than ever, and for many, the holidays also represent a time when feelings of isolation, worries over work, finances and family conflicts, seem intensified. A time when more families than ever seek the assistance of charities. Tin-rattling events and fundraising campaigns don’t happen as often over the Christmas period. Charity chocolate boxes – always popular in the office – are ineffective if most people are on leave. So how can you help? People are traditionally very generous around Christmas-time, but for some organisations, it’s not always about cash; there are ways to contribute that don’t involve donating money. For example, the needs of disadvantaged children are foremost for organisations such as The Smith Family. This organisation focuses on enabling children to build better futures for themselves; aiming to break the poverty-cycle through education. Regardless of your education, skill set or background, if you want to make a difference to the lives of children, see www.thesmithfamily.com.au for further information. During times of crisis, not everyone has a shoulder to lean on, yet a caring ear is close by thanks to organisations like Lifeline. Lifeline provides emotional support 24/7, existing, “…so that no person in Australia has to face their darkest moments alone.” Lifeline has a volunteer program where you can be trained to support people in need via phone or web chat. Alternatively, Lifeline can assist you to set up your own personalised fundraising page so instead of receiving gifts for your wedding, anniversary, birthday (whatever occasion you choose), friends and family can donate to Lifeline instead. For further details, go to www.lifeline.org.au. During the holiday season, with all the associated excitement and frenetic activity, it’s easy to forget the voiceless, those unable to speak for, and support, themselves. This time of year, wildlife charities struggle through lack of funding, and an inundation of animals injured or left homeless after bushfires, habitat loss or road accidents. While cash donations are needed to buy food and medicine, if you’re unable to help financially, donations of bedding, old towels, blankets and food are equally important. You can also organise your own fundraising event. Alternatively, if you’re a knitter you can make possum-pouches, or those handy on the tools, can assist wildlife carers in building pens, fences and enclosures for animals. Each state has administrative wildlife centres that distribute aid and workers where they’re most needed, in Victoria contact Wildlife Victoria www.wildlifevictoria.org.au. As we face the end of the year our focus is naturally on summer holidays and festive celebrations but remember that if you or your family are experiencing difficulty, these charities exist for you too. So now we turn to a new year. We draw a line beneath the last one and look forward to twelve months of renewal and possibility.   The information provided in this article is general in nature only and does not constitute personal financial advice. 

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