Stop resting on your (high income earner) laurels!
Achieving a high income is a significant accomplishment. You’ve put in the hard yards, climbed the ladder, and now you’re pulling in the big bucks! But don’t be mistaken; a…
Horror $47,000 cost blows up the owning vs. renting debate: ‘More expensive’
Financial advisor Robert Goudie has warned Aussies about the extra costs involved in owning a home and that renting isn’t always dead money. You might have heard the phrase that renting…
Inflation vs. Your Savings
Inflation is a slow force working against your financial goals. It can quietly erode the purchasing power of your money over time. While it’s tempting to see cash as a…
Quarterly Economic Update: July-September 2024
The Australian economy is still growing, but things are moving slower than usual, and the Reserve Bank of Australia (RBA) is being cautious with any changes to interest rates. They’re…
When debt collectors call, know your rights
Debt is a fact of life; some might say it’s a necessity. Rarely is a home or large-ticket item purchased without finance of some kind. Australians typically manage their financial…
Loud budgeting: Amplifying your financial awareness
Saving for a first home often requires a significant amount of discipline and sacrifice. The challenge of accumulating the necessary deposit can feel overwhelming, making it difficult to maintain motivation…
Is FORO ruining your retirement?
FORO – the fear of running out. I’d never heard the expression until I met Mark and Susan. Of course I’d heard of FOMO, the fear of missing out, but…
The impact of student loans when buying a home
For many Australians, particularly young Australians, the dream of home ownership is often accompanied by the reality of carrying student loans, known as HECS-HELP debt. Understanding the impact of HECS…
Is your money mindset holding you back?
Does your Money Mindset have your back? Or… Is it holding you back? If you’ve never really thought about it, you’d be forgiven. When it comes to our financial success,…
Your super: A scammer’s new target
In a recent media release, the Australian Securities and Investments Commission (ASIC) warned about a new scam doing the rounds. Scammers attempt, through cold calls to superannuation savers, to extract…
6 steps to a Happy New Financial Year
The new financial year provides an opportunity for a fresh start for your finances. Make this the financial year you get on top of yours… for good! We’ve broken it…
Quarterly Economic Update: April – June 2024
The economy continues to slow, with inflation remaining sticky, the new federal budget making waves, and global events that may have a significant impact. Uncertainty at home and abroad The…
How to avoid scams when completing your tax return
CPA Australia Australians should always be wary of online scams, but we are particularly vulnerable at tax time. Cyber criminals use a mix of tried-and-tested and new methods to attempt…
Navigating the reality of divorce after 50
Adjusting to life after divorce, particularly later in life, is akin to navigating through some of life’s most challenging events, psychologists say. It’s a journey comparable to coping with loss,…
Is your number up this tax time? Claims the ATO will scrutinise
CPA Australia No one likes being treated as just a number, but with millions of returns and tens of billions of dollars at stake, that’s the reality when it comes…
How to invest: Secrets learnt from 20+ years in finance
Presented by Rob Goudie, CFP, Grad Dip FP For the past 20+ years Rob has been working with superannuation investors, small business owners (including farmers) and direct share enthusiasts who…
How to pay off your Home Loan FASTER!
Presented by Rob Goudie, CFP, Grad Dip FP Live a life where you are in control of your finances so you can focus on what’s really important to you! We…
Beating Mortgage Stress
Presented by Rob Goudie, CFP, Grad Dip FP Beating Mortgage Stress: How to recognise it and how to fix it! With the number of borrowers behind in their mortgage repayments…
Investing In The Right Asset Class
Presented by Peter Thornhill ‘”Absolute gold” for determining where to invest’ – Rob Goudie Wanting to understand the best areas to invest to get the best results for your savings?…
Beginners Guide to Super
There are many parts to Australia’s superannuation system, but with a basic understanding it all begins to make perfect sense and the earlier you understand it, you’ll have confidence to…
How Super Works
It’s never too early to start thinking about your super. Superannuation, or ‘super’, is money saved now, for you to enjoy in your retirement. Your employer should pay 9.5% of…
Understanding Credit Cards
So… one of the biggest mistakes we can make is using a credit card without really understanding how it works. Credit cards can save you money, or they can completely…
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Retirement Projection for a Young Couple: $230k Salary, Property Investments & Planning for Age 50
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How to Save for a House Deposit & Build a Secure Retirement | Financial Projection Example
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Is Renting Dead Money? #rentalproperty
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Can You Retire at 45? Australian Property and Superannuation Projections Explained #retirement
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Real-Life Retirement Case Study #investmentreturns
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How we do retirement projection calculations #retirementprojection
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Putting together a $100K ETF Portfolio #etfportfolio
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Clear HECS-HELP Debt or Save for First Home? #saving
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The Truth about Dividends #investing
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Super Contributions: Lump sum or salary sacrifice? #superannuation
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Should young adults buy or rent? #financialanalysis
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Top 5 financial moves for your 20s #financialplanning
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Deciding the Right Age for Gifting Money to Grandkids
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How we project Retirement Income #retirementplanning
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What is our preferred Investment Structure? #investment
How to Retire Well Webinar
A presentation for those in retirement and those who have it in their sights! This presentation is a cumulation of over 26 years in the financial planning industry and the topics that…
Selling The Farm: 9 Things You Need To Know
You only get to sell the farm once. Let’s get it right and make retirement awesome! Early planning before selling the farm can put you in the position to reduce…
Investing Insights eBook
Are you overwhelmed by the complexities of the investment world? “Investing Insights: Your Essential Guide” is here to simplify the journey. In this user-friendly guide, we break down investment concepts…
How to Retire Well eBook
Let’s explore what retirement really means – it’s not just about the dollars, but about findingnew purposes, interests, and connections. In this book, we dig into how having a reason…
Financial Independence eBook
Unlock the path to financial freedom with “THE FIVE KEY COMPONENTS of FINANCIAL INDEPENDENCE.” This insightful eBook lays out a roadmap to take control of your finances, starting with a…
Investing In Your Future eBook
Unlock the power of your superannuation with “Investing in Your Future! EVERYTHING you wanted to know about SUPER.” This comprehensive eBook demystifies the complexities of superannuation, offering easy-to-understand insights on…
Life Insurance eBook
Secure your peace of mind with ‘Protecting What Matters Most!’ Dive into the world of Life Insurance with these 4 essential insights. While it may not be the most exciting…
Financial Freedom Starts Here! eBook
Unlock the path to Financial Freedom with ‘Financial Freedom Starts Here!’ This eBook outlines 5 crucial steps to help you take control of your financial future. From breaking the cycle…
Super Cheat Sheet eBook
Discover the ultimate Superannuation Cheat Sheet, unveiling FIVE PROVEN WAYS to safeguard your retirement and investment income. Take control with 5 essential steps to personalise your investment strategy, explore property…
Home Loan Nightmares eBook
Unearth the secrets of Home Loan NIGHTMARES in this eye-opening eBook. Discover the five things the bank doesn’t want you to know. Gain clarity and confidence as you explore Dirty…
Aged Care eBook
Unlock the secrets of Aged Care planning with our comprehensive eBook. Discover the critical first step of assessment by the Aged Care Assessment Team and craft a smart funding strategy…
Selling the Farm eBook
Discover the essential steps to successfully SELLING THE FARM in this insightful eBook. With decades of hard work behind you, it’s time to explore why selling may be the right…
General Advice Warning
This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.